Flexible Payments
We pay your landlord on the 1st of every month, you pay us back when you get paid.
Budget Better
Paying rent when you get paid means more money in your bank account and makes budgeting 2x easier.
Build Your Credit
Build your credit score by paying on time -- your future self will thank you!
Manage your biggest expense like a pro.
Use our powerful financial tools to optimize your monthly cash flow.
And while you're at it, you can forget about late fees & excessive insufficient funds fees forever.
Your landlord doesn't need to sign up.
Chroma works like a wallet so there's no change to how your landlord gets paid. No need to have them sign up.
Simply connect your bank account and let us handle the rest.
Here's how it works:
Chroma pays your rent, directly to your landlord on the 1st of every month.
You repay Chroma on your paydays.
You build your credit score by having your payments reported to the credit bureaus.
Applying for a new place?
Unlike other platforms, you can use Chroma no matter where you live, as long as you know your landlord's email.
If you're looking to move or moving in to a new place, you can put Chroma down as a reference and we'll help you get approved.
Once you're approved, save big money each month with exclusive discounts on internet, cable and mobility for your new place, only with Chroma.
Secure
Bank-grade encryption to protect you, your payments and your personal data.
Trusted
We're transparent about the status of your rent and when your payments are due. Let us make your biggest expense -- stress free!
Available
24-7 chat and email support to make sure you've got support when you need it.
Ready to start with Chroma?
Chroma pays your rent in full to your landlord on the day rent is due
You pay Chroma back on your paydays
You build your credit score by having your rent payments reported to the credit bureaus
Access and share your rental history with your Chroma Passport
Access exclusive offers and savings in the Chroma Marketplace
Frequently Asked Questions
Huge monthly savings on internet and insurance, only through Chroma.
Here's what users are saying about us.
"I was paying an entire paycheque to rent and then trying to budget with the other paycheque, so it's just so much easier to be able to split it and be able to buy groceries each week instead of once a month."
Matt, Calgary
"Chroma gives me the confidence my rent will get paid on time even when it slips my mind! The support has been speedy and helpful. Thanks! "
Maria, Winnipeg
"I get paid every Friday. The flexible payment schedule makes budgeting easy for me."
Richie, Saskatoon
"It was the first time I was short on rent in four years. ChromaRent saved me from paying excessive late penalties. I am so grateful!"
Francis, Edmonton
Partners committed to
empowering renters:
Proudly backed by
© 2022 Chroma Property Technologies Inc.
2831 34th Street SW Calgary, AB T3E 2W8